Andy Smith

Senior Counsel

Bar Admissions

  • Ontario, 2013


  • Juris Doctor, University of Western Ontario Faculty of Law (2012)
  • Bachelor of Business Administration, University of Guelph-Humber (2008)

Professional Accreditations and Affiliations

  • Canadian Defence Lawyers

About Lawyer

Andy Smith is a senior lawyer at the Toronto office. He joined Aviva Trial Lawyers in 2016. Prior to working at Aviva Trial Lawyers he worked at Laxton Glass LLP. His area of practice is Accident Benefits, including large loss and CAT matters, with a focus in Priority/ Loss Transfer. Andy has conducted arbitrations before FSCO, the LAT, and WSIAT as well private arbitrations and appeals on priority and loss transfer matters.

Notable Cases

  • Dominion v. Optimum, 2016 ONSC 985
  • RBC Insurance Company v. ACE Insurance Company, Arbitrator Novick, April 12, 2018
  • MVAC v. Axa and Elite, 2017 ONSC 3414
  • O.M. v. Aviva Insurance Company of Canada, 18-001929/AABS
  • Decision No. 495/19, 2019 ONWSIAT 1496 (CanLii)
  • Aviva Insurance Company v. Protective Insurance Company, Arbitrator Novick, August 22, 2019

Personal Interests

When Andy is not in the office, he enjoys spending his time outdoors exploring nature, or inside playing board games with his family and friends. When not surrounded by people, Andy enjoys either reading a good book or watching the Blue Jays. However, more than anything else, the most important thing in Andy’s life is his lovely wife and daughter.